信控岗位职责汇编(2篇)

岗位职责是什么

信控岗位是企业中负责管理与控制信用风险的关键职位，其主要任务在于维护公司的财务健康，确保业务运营的稳定性和可持续性。

岗位职责要求

1. 具备深厚的财务知识和风险管理经验，能够准确评估和预测潜在的信用风险。

2. 熟悉相关法律法规，尤其是关于信贷和风险管理的政策规定。

3. 具备数据分析能力，能从大量数据中提取关键信息，识别风险趋势。

4. 良好的沟通协调技巧，能与各部门有效协作，共同应对风险挑战。

5. 善于制定和执行风险控制策略，以预防和减少不良资产的发生。

岗位职责描述

信控人员需密切关注企业的信贷业务，通过建立和优化信用评估体系，对客户进行信用评级，确保信贷资源的合理分配。他们需要定期分析和报告信用风险状况，以便管理层及时了解风险动态，并据此做出决策。此外，信控人员还需参与制定和完善内部风控流程，确保合规操作，降低违约风险。

有哪些内容

1. 客户信用评估：收集并分析客户财务数据，制定信用评分卡，评估潜在客户的还款能力和意愿。

2. 风险监控：持续跟踪已贷款客户的信用状况，预警可能的违约风险，提出应对措施。

3. 风险策略制定：参与构建和完善企业风险管理体系，包括风险识别、评估、控制和缓释策略。

4. 内部流程审核：审查和优化信贷审批、贷后管理等流程，确保风险控制的有效性。

5. 报告与沟通：定期向管理层汇报信用风险情况，与销售、市场等部门协调，平衡风险与收益。

6. 法规遵从：熟悉并遵守相关信贷法规，确保业务操作合规，规避法律风险。

7. 培训与指导：对内部员工进行信用风险知识培训，提高全员的风险意识。

信控岗位的工作既需要专业严谨，又需要灵活应变，旨在为企业创造一个安全、稳健的信贷环境，保障企业的长期发展。通过精确的风险识别和有效控制，信控人员在企业中扮演着守护者的角色，为公司的财务安全筑起坚实的防线。

信控岗位职责范文

第1篇 信控经理岗位职责

信控经理 达瑞生物 广州市达瑞生物技术股份有限公司,达瑞生物,达瑞 岗位职责:

1、搭建及完善公司风控管理架构,制定风控管理方案,提供科学的信用评估,为公司的经营发展活动提供决策依据;

2、制定并执行公司客户信用管理制度,编制客户信用情况分析报告,科学分案管理及灵话调整应对策略,针对重点客户时时监控,及时预警,具体分析问题原因,及时提出改善建议并落实措施的执行;

3、收集客户风险信息,根据宏观经济、行业、市场变化情况及风险管理要求,为销售决策提供依据;

4、主导与公司各事业部的沟通协作,督促一线业务对客户的跟进,最大程度的保障公司和事业部合法收益和财产安全。

任职要求:

1、本科或以上学历,财务或法律相关专业;

2、有企业应收款管理经验,至少3年以上管理岗位经验,成熟稳重,管理手段娴熟;

3、优秀的数据分析和文字表达能力;较强的发现问题及处理问题的技巧;具有良好的应急处理能力;

4、良好的逻辑性、判断力、抗压性强,高度责任心,具备优秀的职业经理人素养;

5、语言感染力强,良好的沟通协调能力,善于学习总结;

6、适应全国性出差。

第2篇 财务信控岗位职责

(43)collection specialist 信控专员 (财务部)) 康普通讯 康普通讯技术(中国)有限公司,康普,康普通讯,康普 responsibilities:

1.engage in aggressive collection activities for assigned customers through constant communication with the customer via telephone, email, fa_ or written correspondence. must communicate with customer contacts at all organization levels. maintain updated records in sap and files on customers detailing all corresponding collection activities.

2.analysis customer’s background info & financial info, give proper proposal on credit term & credit limit.

3.analyze and investigate customer payment discrepancies. work in conjunction with other support groups including invoicing, sales, customer service and contracts departments to resolve disputes and reconcile accounts. provide documentation to customer to resolve outstanding balances with e_planations including invoice copies, proofs of delivery and statement of account. troubleshoot internal problems that may delay payment.

4.develop and implement proactive collection procedures to reduce days sales outstanding and past due percentages and improve corporate cash flow. this position works with medium to large customers to develop processes to consolidate collection accounts in order to facilitate the payment process. reconcile customer balances with focus on resolving payment discrepancies within 60 days.

5.bring potential bad debt situations to the attention of the credit manager. remain informed of credit approval procedures and decide whether a customer should be placed on credit hold or credit block. recommend collection agency/attorney action on seriously past due accounts. keep sales and customer service personnel at all levels aware of customer account status.

6.generate weekly aging report to analyze and determine which accounts to aggressively pursue collection activities.

7.generate monthly report for apac areas.

8.perform related duties as assigned.

qualifications:

1.bachelor’s degree in business/accounting plus two years of e_perience or a minimum of 5 years collection/accounts receivable or related e_perience; e_perience must include progressive collections with medium to large size multinational customers, $2,000,000 to $10,000,000 in a/r balances. knowledge of accounting and thorough understanding of invoicing and credit/collections procedure. e_cellent written and verbal communication skills in english. fle_ible and adaptable to constantly changing priorities. ability to maintain composure under pressure and high stress customer situation.

2.ability to communicate effectively with others.

3.prompt response to issues and ability of problem shooting foreseeingly.

4. pc proficiency utilizing microsoft office products and sap systems.